Candor

Is Weighted blankets HSA-eligible?

Only with a Letter of Medical Necessity

Weighted blankets can qualify with an LMN for a diagnosed condition (anxiety, autism, sensory disorders).

IRS authority

IRS Pub. 502; LMN pathway

How to get covered

  1. Qualifying conditionsgeneralized anxiety disorder, autism spectrum disorder, sensory processing disorder, PTSD, or diagnosed insomnia
  2. What the letter must saythat a weighted blanket treats symptoms of that named diagnosis
  3. How to askAsk the clinician who made the diagnosis — a psychiatrist or psychologist already treating you can write it during a routine session.

How LMNs work — timing, renewal, and storing it with the receipt →

Category: Recovery · Bucket B (Eligible with a Letter of Medical Necessity)

Got an LMN?

Log the receipt now so you have proof when you claim it back.

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Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox