Candor

Is Massage guns (Theragun, etc.) HSA-eligible?

Only with a Letter of Medical Necessity

Percussion massagers can qualify with an LMN for a specific musculoskeletal condition.

IRS authority

IRS Pub. 502; LMN pathway

How to get covered

  1. Qualifying conditionschronic lower-back pain, fibromyalgia, plantar fasciitis, or a specific injury under active rehabilitation
  2. What the letter must saythat at-home percussive massage is medically necessary to treat that named musculoskeletal condition
  3. How to askPhysical therapists often recommend one out loud during rehab — ask for the same recommendation on letterhead from the PT or the physician overseeing your care.

How LMNs work — timing, renewal, and storing it with the receipt →

Category: Recovery · Bucket B (Eligible with a Letter of Medical Necessity)

Got an LMN?

Log the receipt now so you have proof when you claim it back.

Log this expense →

Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox