Candor

Is Probiotics HSA-eligible?

Only with a Letter of Medical Necessity

Probiotics are supplements — eligible only with an LMN for a diagnosed digestive condition.

IRS authority

IRS Pub. 502 (supplement rule); LMN pathway

How to get covered

  1. Qualifying conditionsirritable bowel syndrome, ulcerative colitis, C. difficile infection, or antibiotic-associated diarrhea
  2. What the letter must saythat the specific probiotic treats your diagnosed digestive condition
  3. How to askAsk your gastroenterologist at the visit where the treatment plan is set, and have them name the strain or product.

How LMNs work — timing, renewal, and storing it with the receipt →

Category: Recovery · Bucket B (Eligible with a Letter of Medical Necessity)

Related answers

Fitness trackers & smart rings (Oura, Whoop, Fitbit)Gym membershipsPeloton & home exercise equipmentMassage guns (Theragun, etc.)Massage therapyVitamins & supplements (general)
Got an LMN?

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Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox