Candor

Is Minoxidil (Rogaine) HSA-eligible?

Yes — HSA-eligible

OTC minoxidil treating hair loss is an OTC drug and directly eligible.

IRS authority

IRS Pub. 502; CARES Act §3702 (2020) · effective 2020-01-01

Worth knowing

Cosmetic hair procedures (transplants for appearance) are not eligible.

Category: OTC · Bucket A (HSA-eligible)

Paying out of pocket?

Vault the receipt in Candor and reimburse yourself tax-free — this year or in 20 years. No deadline (IRS Notice 2004-50, Q&A 39).

Start your shoebox — free

Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-07-16, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox