Candor

Is Medical alert systems HSA-eligible?

Only with a Letter of Medical Necessity

Personal emergency response systems can qualify with an LMN tied to a medical condition.

IRS authority

IRS Pub. 502; LMN pathway

How to get covered

  1. Qualifying conditionsParkinson's disease, epilepsy, severe orthostatic hypotension, or a post-stroke condition that creates a documented fall risk
  2. What the letter must saythat a personal emergency response system is medically necessary because of the fall or medical-emergency risk the named diagnosis creates
  3. How to askIf a fall or emergency visit is already in the chart, ask for the letter to reference it by date — a concrete incident beats a general statement about risk.

How LMNs work — timing, renewal, and storing it with the receipt →

Category: Other · Bucket B (Eligible with a Letter of Medical Necessity)

Got an LMN?

Log the receipt now so you have proof when you claim it back.

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Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

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