Candor

Is Ancestry DNA tests (23andMe, Ancestry) HSA-eligible?

No — not HSA-eligible

Ancestry testing isn't medical care. For mixed kits, only the allocable health-testing portion can qualify.

IRS authority

PLR 201933005

Worth knowing

See genetic testing (medical) for the eligible path.

Category: Diagnostics · Bucket C (Not HSA-eligible)

This one doesn't qualify, but a lot of similar items do.

Browse HSA-eligible items →

Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox