Candor

Is CBD & cannabis products HSA-eligible?

No — not HSA-eligible

Cannabis and most CBD products are not qualified medical expenses under federal law, regardless of state legality.

IRS authority

IRC §213(d); federal controlled-substance rule

Category: Other · Bucket C (Not HSA-eligible)

This one doesn't qualify, but a lot of similar items do.

Browse HSA-eligible items →

Informational only — not tax, legal, or medical advice. Consult a qualified tax professional about your situation. Rules version 2026-08-15, last verified July 2026.

All eligibility answers · Candor — the HSA shoebox